Can a private student loan be dischared in court? BK? my loans got out of hand and i owe 150K!!!! help

Online credit card applications can be found at www.goodstudentcreditcard.com where students can compare the best student credit card offers currently available for students.  Conscientious credit card use can lead to a lifetime of low-interest rate loan opportunities like auto loans, mortgages and other forms of consumer credit.  Even though students tend to have limited credit histories and lower reportable incomes, good students enrolled in universities and colleges throughout the country are often given the opportunity to start building a credit record early.  This is an opportunity that should be highly valued, particularly in light of the enduring credit crisis which has made it difficult for many people with good credit records to receive new credit cards, mortgages and auto loans.  

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My fiancé and I will be getting married in September. He has really good credit (that he has worked very hard at establishing) while I have a less than stellar credit score. I know that just by us getting married he does not assume my bad credit but we have to be very cautious of not getting any loans at all together because that is when his credit would be affected. I’m currently taking steps to improve my credit and I consolidated pretty much all of my debt and I will be debt free (at least credit cards and medical bills) in three years! I’m not really planning on getting any credit cards in the near future and I’m hoping that by consistently paying on my current consolidation program, car payment and student loans that I will be able to raise my score. So I guess my question is, we want to buy a house and I have a credit score below 500 and my fiancé has a score in the 700s what should be my next step in this? How high should my score be so that it doesn’t drag his down? Also, I read that mortgage companies like to see at least 2 years of consistent payments, will this be seen by paying off all my debt, student loans and car payment? Is that enough? Like I said, I really want to stay away from credit cards, I definitely do not feel responsible enough to have those!

I graduate December 2010. So in 1 1/2 years. I’m praying & hoping that things get better, so my student loan repayment options are better.

I will have $30k in federal & another $30k in private loans. I checked my credit & all accounts are in good standing (not sure of my score). I have a great co-signer (750 credit score & $90k income). This has helped me fall in the middle category in interest rates of private loans.

I want to be able to consolidate my loans after graduation. Still a while away, but better to plan right? I’m consolidating them separately. I was wondering for the private student loan consolidation, with my co-signer, would it be hard to get qualified? Anyone have experiences they want to share? Right now I think only Wells Fargo & Chase are offering private student loan consolidations. Let me know please I hope more banks will be able to offer this program again as time goes on.

For information on Student Loan Consolidation Comparison you have come to the right place.  If you have multiple student loans with different lenders you can combine those loans so that you only have 1 payment instead of several payments, not only that but you will be saving money on interest, as you will only be paying one interest rate as well instead of several.  By consolidating your student loans, you will save money on interest that you would otherwise be paying.

You can consolidate private loans and federal loans including the Perkins, Subsidized, Unsubsidized, and other loans.  When looking to consolidate your student loans it is best to do a so that you choose the right consolidation plan that is best for you.  Student Loan Consolidation Comparison.

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Am I allowed to consolidate my Stafford loans with any private loans I have also gotten from lenders?

Some of the principles behind consolidating your debt explained.